RYZYKO MAŁYCH I ŚREDNICH PRZEDSIĘBIORSTW I MOŻLIWOŚCI JEGO UBEZPIECZENIA

Abstrakt

Summary
The aim of this paper is to evaluate the importance of insurance in the activity and development
within Poland’s SME sector. The specifics of SMEs make them more vulnerable to the
adverse effects of various risks. Business risk relates to different areas of the company including
its resources, both human and capital assets. Risk management is performed differently
for small enterprises than large enterprises. Appropriate risk management using insurance can
maintain liquidity, improve solvency, build competitive advantage and create added value
for the company. Inadequate insurance not only affects SMEs , but also other sectors within
the Polish economy .
Key words: risk, risk management, small and medium enterprises SMEs, insurance.